Term Life Insurance in Canada: How Long Should the Policy Run?
Ten, twenty or thirty years — the cheapest quote is rarely the cheapest outcome. How to match the term to what you are protecting, and why conversion is the feature to insist on.
Blog
Travel Insurance for Canadians: Your Health Card Stops at the Border
Provincial plans reimburse a fraction of out-of-country costs and almost nothing in the US. What travel medical cover protects, the stability trap, and why credit card coverage is narrower than people think.
International Student Health Insurance in Canada: Are You Covered?
Some provinces enrol international students in the public plan. Ontario and Quebec generally do not. Where the gaps fall, what a student plan covers, and what to ask your school.
Visitor Insurance in Canada: What an Uninsured Hospital Visit Costs
Provincial health plans cover residents, not visitors. What an uninsured emergency actually costs, who gets caught out, and how much coverage to buy.
Super Visa Insurance in Canada: What the Rules Actually Say
Super Visa insurance has four conditions, and a policy either meets them or it does not. What each one means, the six-month mistake that holds up applications, and what the confirmation letter has to show.
